Real Estate Professionals Blog

How To Plan For A Bright Future

 

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Photo via Pixabay by qimono

 

 

Thinking about the future is overwhelming to many people. Planning for the coming years is complicated and nothing is guaranteed, no matter how well you prepare, yet it’s important to think seriously about the best ways to get ahead, no matter what that entails. Whether you’re planning for yourself, your family, or your career, commit to a plan and see it through. Your future self will thank you.

 

Here are some of the best tips on where to start.

 

Brainstorm

 

Think about your goals in detail. Are you ready to start saving to buy a home, to start a college fund for your children, or maybe to prepare for retirement? If you’re of working age, it’s never too soon to start thinking about these things, even if they seem far away from the present. Write down your ultimate goals and discuss them with a trusted friend or family member; they might have advice to give from their own experiences.

 

Consider your savings

 

Saving money is almost always a goal for anyone who is thinking about the future. You never know what lies ahead financially, so it makes sense to start a savings account, at the very least for emergencies. It’s best not to rely on a credit card, especially if you have other debts, such as a mortgage or student loans. If you need to make a big purchase, save up for it and pay in cash.

 

When thinking about starting a savings account for a college fund, there are a couple of options. You can consult your bank about opening up an account in your child’s name, which will accrue a little bit of interest over the years but will remain stable and will be available to you for whatever you and your child wish to use it on. If you’re confident that your child will go to college, consider a 529 college savings account. These are opened with after-tax money and come with tax benefits for you, but the drawback is that your child has to use it for specific school-related things, and if he or she receives a scholarship for tuition the money may not be available to you.

 

Think about your estate

 

Planning for your family after you’re gone isn’t always easy, but it’s important to know the estate laws in your state and to prepare a living will. This will ensure that there will be no long, drawn-out battle for your family in regards to your belongings and property.

 

Plan for retirement

 

You may already have a retirement plan with your employer, but it helps to know all the details regarding your account. Ask your advisor about your projected savings, because even if you accrue thousands of dollars with a 401K, it might not be enough to support the lifestyle you’re used to once you don’t have a full time job. Think about all the things that might have to change once you’re retired--your living situation, how many cars you own, and monthly spending--and start making the necessary preparations now. Learning how to create a budget and stick to it will be very useful when you’re in your senior years.

 

Author: Jackie Waters

Posted in:General
Posted by Mary Anne Windes, CCIM, CRB, CRS, GRI, RRS, e-PRO on May 12th, 2017 11:42 AM

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Copyright 2015 NATIONAL ASSOCIATION OF REALTORS®

Posted in:General and tagged: LED holiday lights
Posted by Mary Anne Windes, CCIM, CRB, CRS, GRI, RRS, e-PRO on November 20th, 2015 10:18 AM
Welcome to the prestigious 738 Harbor Boulevard



  

This home has the best of both [ interior & exterior ] features. Waterfront, 11 ft ceilings, spacious rooms, plantation shutters, modern kitchen, and the view of the Gulf boasting through the windows. From the two story back deck, there is also an amazing panoramic view of the water, boats, para-sailors, seasonal fireworks, and more. 





Destin has been known as the World's Luckiest Fishing Village for many years. Our Fishermen have broke countless world records. This home is in close proximity to the fishing community. It is also prime location for recreational boating. 


www.destinvacationboatrentals.com

One of Destin's most popular tourist attractions and second home of many locals is Crab Island. Crab Island, minutes away from this listing, use to be an actual island. After time is has become an underwater sandbar. The depth of the water is perfect for anchoring a boat and walking around. You can meet other boaters, play water sports, and eat at beachy food vendors. 

If you are interested in being minutes from all the saltwater fun, we highly recommend you check out this fabulous house! We are here to help you find the primary, secondary, or investment property of your dreams! 

If you are outside the Destin, FL area and need help finding a Real Estate Professional, contact us today! 

Local (850) 837-2211
Toll Free (800) 837-2266

Leigh Schrider, Realtor
Posted by Mary Anne Windes, CCIM, CRB, CRS, GRI, RRS, e-PRO on August 14th, 2015 4:34 PM
Preparing your house for showings can seem like a very overwhelming process. While you don't have to move out and have your home professionally staged, you do need to put some time into making your home looks its very best. 





Here are a few simple steps to spruce things up: 


1) DECLUTTER! This is highly important. Buyers want a house that draws them in with charm. They want to imagine themselves calling this their home one day. If an abundance of your belongings are cluttering selves, closets, countertops, etc. it is very unappealing through the eyes of a Buyer. Rent a storage unit and remove as much of your belongings that aren't needed daily. Also, remove any extra furniture that can open up the rooms. 

You could make this an opportunity to get rid of things you don't need anymore and plan a garage sale for extra money. Begin with three large plastic bins and label one "Dontate," one "Sell," and one "Keep." 

2) REMOVE EXCESSIVE PERSONALIZED ITEMS. ?To some people, family photos are a nice touch and make a home more inviting and "homey." But that's not everyone. ?It's important for potential Buyers to visualize themselves living in this home, not you living in this home. While you're decluttering, pack up some family photos and try to neutralize rooms. 

3) PATCH UP WALL HOLES! Now that you have removed some frames from the walls, patch the holes. Lightweight spackling products will do the trick. It's one less thing for a potential Buyer to see as needing to be repaired. 

4) NEUTRALIZE W/ FRESH PAINT. If you have pets, children, or just plain live in your house - chances are there are a few marks on the walls. A fresh coat of paint can give your house a clean and crisp feel (and cover up the spackling)! Don't go crazy with the colors, stick with something neutral, like gray. The new owners can decide what color scheme they want when they move in. 

5) CURB APPEAL! ?Not only do first impressions count, but sprucing up the exterior of your house can add serious value. Take a look at your house from the street. What jumps out at you? If it's not pretty - Fix it! Does the paint need touching up? Is it time to power wash the sides or the fence? Are the front door fixtures in good condition? Remove weeds and trim bushes. Add potted plants or plant flowers where possible. 

6) FINISHING TOUCHES. Prior to showings, have a pleasant scent roaming through the house. If you can, pop in a quick "place and bake" cookie sheet or a loaf of bread. Make sure all window treatments are open and lights are on. The brighter, the better. 

If you are outside the Destin, Florida area and need help finding a Real Estate Professional, contact us today!

We are here to help you make your home buying and selling experiences as stress-free as possible!

Local (850) 837-2211 
Toll Free (800) 837-2266 


By: Leigh Schrider, Realtor 
Posted by Mary Anne Windes, CCIM, CRB, CRS, GRI, RRS, e-PRO on July 17th, 2015 3:03 PM